July 2010 Coach's Quiz

We have given you five rules to help you avoid fair housing problems involving baby boomers. Now let's look at how the rules might apply in the real world. Take the COACH's Quiz to see what you have learned.

INSTRUCTIONS: Each of the following questions has only one correct answer. On a separate piece of paper, write down the number of each question, followed by the answer you think is correct—for example, 1)b, 2)a, and so on. The correct answers (with explanations) follow the quiz. Good luck!

We have given you five rules to help you avoid fair housing problems involving baby boomers. Now let's look at how the rules might apply in the real world. Take the COACH's Quiz to see what you have learned.

INSTRUCTIONS: Each of the following questions has only one correct answer. On a separate piece of paper, write down the number of each question, followed by the answer you think is correct—for example, 1)b, 2)a, and so on. The correct answers (with explanations) follow the quiz. Good luck!

QUESTION #1

If a community qualifies as “housing for older persons,” the community cannot be liable for housing discrimination under federal fair housing law. True or false?

  1. True.

  2. False.

QUESTION #2

To qualify under the 55-and-older exclusion, a community has to verify age-related information about residents:

  1. Once when they move in.

  2. Once every two years.

  3. Once every five years.

QUESTION #3

To attract baby boomers, your 55+ community is considering an advertising and marketing campaign aimed at “active adults” with pictures of models who are in their fifties and physically fit, enjoying your recreational facilities. Your fair housing coordinator says that this could be a problem—is she right?

  1. Yes.

  2. No.

QUESTION #4

It is a violation of fair housing law to encourage baby boomers who appear to be physically fit and to discourage those who appear to be overweight or out of shape from living in your community. True or false?

  1. True.

  2. False.

Coach's Answers & Explanations

QUESTION #1

Correct answer: b

Reason: Rule #1 applies here:

Rule #1: Check Compliance to Avoid Familial Status Complaints

The FHA's exemption for “housing for older persons” applies only to the familial status provisions; communities still must abide by the law's protections based on race, color, national origin, religion, sex, and disability—and any other characteristic protected under state or local law.

QUESTION #2

Correct answer: b

Reason: Rule #1 applies here:

Rule #1: Check Compliance to Avoid Familial Status Complaints

HUD requires verification every two years, which means that you can't do it only when new residents move in—or wait five years before repeating the process.

QUESTION #3

Correct answer: a

Reason: Rule #2 applies here:

Rule #2: Take Care in Advertising and Marketing Geared Toward Baby Boomers

Your fair housing coordinator is right—you could have a problem from the proposed advertising and marketing campaign. Most fair housing experts warn that use of the word “adult” by itself—could raise questions about your exemption under the 55+ exemption—since adults include anyone 18 and older. Furthermore, the phrase “active adults” and pictures of only fit baby boomers using your recreational facilities could imply that your community has a preference against individuals with disabilities.

QUESTION #4

Correct answer: a

Reason: Rule #3 applies here:

Rule #3: Ensure Compliance with Disability Protections

Under the FHA, it is unlawful to seek out or show favoritism toward fit baby boomers while discouraging or steering those who may have a disability away from your community.